Description: The Retirement Plans Experience Committee (RPEC) hired Ernst & Young to perform a literature review and assessment of mortality improvement rates in the United States population.

Description: This paper presents a new group annuity mortality table which is being proposed as a new Statutory valuation table.

Description: This report discusses drivers of U.S. mortality improvement for the short and long term.

Description: View the U.S. Population Mortality Observations - Updated with 2020 Experience.

Description: The SOA has collaborated with LIMRA, Reinsurance Group of America (RGA), and TAI on an ongoing effort to analyze the impact of COVID-19 on the individual life insurance industry’s mortality experience. The data collected for this study included 2.8 million deaths from life insurance policies covering the period January 1, 2015 to September 30, 2020.

Description: U.S. Individual Life COVID-19 Mortality Claims Analysis

Description: Term Life insurance is a popular product in the U.S. As a growing number of policyholders have been reaching the end of the level term period, the SOA has been committed to studying policyholder behavior in the post-level term (PLT). Shock lapse, post-level term lapse and mortality have previously been analyzed in SOA PLT studies conducted in 2010 and 2014. This study provides an update of experience and some valuable new insights.

Description: Fall 2007 syllabus for Individual Life and Annuity Design and Pricing, U.S.

Description: The study identifies significant U.S. mortality improvement/deterioration trends since 1959 including, but not limited to, those described in the SOA report, Components of Historical Mortality Improvement, using cause-of-death and other relevant data sources to quantify the likely degree of causality.

Description: This report contains historical U.S. population crude mortality rates by gender and single year of age for calendar years 2000-2015.